You front the ad spend. Clients pay in 30–90 days. Parker gives you the high-limit cards and flexible repayment terms to keep campaigns running without using your own cash as collateral.
Agencies float ad spend for 30–90 days while clients collect, approve, and pay invoices. Most cards weren't built for this model — and it shows.
When card limits cap out mid-campaign, you pause spend, miss conversion windows, and explain to clients why performance dropped. It's not a strategy problem — it's a capital problem.
You're paying your card balance monthly while client invoices sit net-30 or net-60. That float eats into agency margin every single month.
Shared cards across campaigns mean messy reconciliation, allocation errors, and time wasted sorting spend at close. Finance suffers so campaigns can run.
Agencies float ad spend for 30–90 days while clients collect, approve, and pay invoices. Most cards weren't built for this model — and it shows.
When card limits cap out mid-campaign, you pause spend, miss conversion windows, and explain to clients why performance dropped. It's not a strategy problem — it's a capital problem.
You're paying your card balance monthly while client invoices sit net-30 or net-60. That float eats into agency margin every single month.
Shared cards across campaigns mean messy reconciliation, allocation errors, and time wasted sorting spend at close. Finance suffers so campaigns can run.
Parker is built for the agency model: revenue-based underwriting, unlimited virtual cards per client, and Daily repayment options that keep limits high all month long.
Pay daily, keep your balance near zero, and earn up to 2.65% cashback on every dollar of ad spend. Never pause a campaign because your card hit its limit.
Unlimited virtual cards, created instantly. Assign one per client, per campaign, or per platform. Expense tracking becomes automatic — no more reconciliation headaches.
Parker underwrites on your agency revenue, not cash balance. As you win more clients and scale billings, your limit scales automatically — no manual review needed.
No personal guarantee. Underwritten on your agency revenue.