Privacy Notice

Last updated: July 28, 2025

This Privacy Notice applies to Parker Group, Inc. (together with its successors and assigns, “We”, “Us”, “Our”, and “Company”) and describes Our policies and procedures regarding the collection, use and disclosure of Your Personal Data when You use the Service.

We use Your Personal Data to provide and improve the Service. By using or continuing to use the Service, You agree to the collection, use, and disclosure of information as set forth in this Privacy Notice and to Our practices as described herein.

Definitions

For the purposes of this Privacy Notice:

  • “Business” means that business that You are acting on behalf of that is obtaining the Service from Us.
  • “Cookies” are small files that are placed on Your computer, mobile device or any other device by a website, containing the details of Your browsing history on that website among its many uses.
  • “Data Controller,” for the purposes of the GDPR (General Data Protection Regulation), refers to the Company as the legal person which alone or jointly with others determines the purposes and means of the processing of Personal Data.
  • “Device” means any device that can access the Service such as a computer, a cellphone or a digital tablet.
  • “GDPR” means the General Data Protection Regulation of the European Union.
  • “Personal Data” is any non-public personally identifiable information about You as an individual. For the purposes of GDPR, Personal Data means any information relating to You such as a name, an identification number, location data, online identifier or to one or more factors specific to the physical, physiological, genetic, mental, economic, cultural or social identity.  For the avoidance of doubt, Personal Data does not include information about Your Business rather than about You.
  • “Service” refers to the Website and all finance services offered to You by the Company or by an authorized third party if the product has the Company’s brand.
  • “Service Provider” means any natural or legal person who processes the data on behalf of the Company. It refers to third-party companies or individuals employed by the Company to facilitate the Service, to provide the Service on behalf of the Company, to perform services related to the Service or to assist the Company in analyzing how the Service is used. For the purpose of the GDPR, Service Providers are considered Data Processors.
  • “Usage Data” refers to data collected automatically, either generated by the use of the Service or from the Service infrastructure itself (for example, the duration of a page visit).
  • “Website” refers to Parker, accessible from https://www.getparker.com.
  • “You” means the individual accessing or using the Service on behalf of Your Business. Under the GDPR, You can be referred to as the Data Subject or as the User as you are the individual using the Service.

Collecting and Using Your Personal Data

Types of Data Collected

Personal Data

While using Our Service, We may ask You to provide Us with certain Personal Data, which may include, but is not limited to:

  • Email address
  • First name and last name
  • Phone number
  • Address, State, Province, ZIP/Postal code, City
  • Bank account information in order to pay for products and/or services within the Service
  • Usage Data

We also may collect data and information about Your Business. This data and information is not Personal Data about You and is not governed by this Privacy Notice.

Usage Data

Usage Data is collected automatically when using the Service. Usage Data may include information such as Your Device's Internet Protocol address (e.g., IP address), browser type, browser version, the unique device identifiers and other diagnostic data. When You access the Service by or through a mobile device, We may collect certain information automatically, including, but not limited to, the type of mobile device You use, Your mobile device unique ID, the IP address of Your mobile device, Your mobile operating system, the type of mobile Internet browser You use, unique device identifiers and other diagnostic data. We may also collect information that Your browser sends whenever You visit our Service or when You access the Service by or through a mobile device.

Tracking Technologies and Cookies

We use Cookies and similar tracking technologies to track the activity on Our Service and store certain information. Tracking technologies used are beacons, tags, and scripts to collect and track information and to improve and analyze Our Service. The technologies We use may include:

  • Cookies or Browser Cookies.
    A “Cookie” is a small file placed on Your Device. You can instruct Your browser to refuse all Cookies or to indicate when a Cookie is being sent. However, if You do not accept Cookies, You may not be able to use some parts of our Service. Unless you have adjusted Your browser settings so that it will refuse Cookies, our Service may use Cookies.
  • Web Beacons.
    Certain parts of our Service and our emails may contain small electronic files known as web beacons (also referred to as clear gifs, pixel tags, and single-pixel gifs) that permit the Company, for example, to count users who have visited those pages or opened an email and for other related website statistics (for example, recording the popularity of a certain section and verifying system and server integrity).

Cookies can be "Persistent" or "Session" Cookies. Persistent Cookies remain on Your personal computer or mobile device when You go offline, while Session Cookies are deleted as soon as You close Your web browser. We use both Session and Persistent Cookies for the purposes set out below.  These Cookies are administered by Us.

  • Necessary / Essential Cookies
    Type: Session Cookies
    Purpose: These Cookies are essential to provide You with services available through the Website and to enable You to use some of its features. They help to authenticate users and prevent fraudulent use of user accounts. Without these Cookies, the services that You have asked for cannot be provided, and We only use these Cookies to provide You with those services.
  • Cookies Policy / Notice Acceptance Cookies
    Type: Persistent Cookies
    Purpose: These Cookies identify if users have accepted the use of Cookies on the Website.
  • Functionality Cookies
    Type: Persistent Cookies
    Purpose: These Cookies allow us to remember choices You make when You use the Website, such as remembering your login details or language preference. The purpose of these Cookies is to provide You with a more personal experience and to avoid You having to re-enter your preferences every time You use the Website.

Use of Your Personal Data

The Company may use the Personal Data for any purpose not prohibited by applicable law.  Except as otherwise limited by this Privacy Notice or applicable law, this may include the following purposes without limitation:

  • To provide and maintain our Service, including to monitor the usage of our Service.
  • To manage the Account of Your Business.
  • To contact You by email, telephone calls, SMS, or other equivalent forms of electronic communication, such as a mobile application's push notifications regarding updates or informative communications related to the functionalities, products or contracted services, including the security updates, when necessary or reasonable for their implementation.
  • To provide You with news, special offers and general information about other goods, services and events which we offer that are similar to those that you have already purchased or enquired about unless You have opted not to receive such information.
  • To attend and manage Your requests to Us.
  • To deliver targeted advertising to You: We may use Your information to develop and display content and advertising (and work with third-party vendors who do so) tailored to Your interests and/or location and to measure its effectiveness.
  • For business transfers: We may use Your information to evaluate or conduct a merger, divestiture, restructuring, reorganization, dissolution, or other sale or transfer of some or all of Our assets, whether as a going concern or as part of a bankruptcy, liquidation, or similar proceeding, in which Personal Data held by Us about our Service users is among the assets transferred.
  • For other purposes: We may use Your information for other purposes, such as data analysis, identifying usage trends, determining the effectiveness of our promotional campaigns and to evaluate and improve our Service, products, services, marketing and your experience.

We may share Your Personal Data with others for any purpose not prohibited by applicable law.  Except as otherwise limited by this Privacy Notice or applicable law, this may include the following:

  • With Service Providers: We may share Your personal information with Service Providers to monitor and analyze the use of our Service, to advertise on third party websites to You after You visited our Service, for payment processing, to contact You.
  • For business transfers: We may share or transfer Your personal information in connection with, or during negotiations of, any merger, sale of Company assets, financing, or acquisition of all or a portion of Our business to another company.
  • With business partners: We may share Your information with Our business partners to offer You certain products, services or promotions.
  • With law enforcement: Under certain circumstances, the Company may be required to disclose Your Personal Data if required to do so by law or in response to valid requests by public authorities (e.g. a court or a government agency).
  • With Your consent: We may disclose Your personal information for any other purpose with Your consent.

Our use and transfer of information received from Google APIs to any other app will adhere to Google API Services User Data Policy (online), including the Limited Use requirements.

Retention of Your Personal Data

We may retain Your Personal Data to the extent permitted or required by applicable law. Without limiting the foregoing, We will retain and use Your Personal Data to the extent necessary to comply with our legal obligations (for example, if we are required to retain your Personal Data to comply with applicable laws), resolve disputes, and enforce our legal agreements and policies.

Security of Your Personal Data

The security of Your Personal Data is important to Us. While We strive to use commercially reasonable technical, administrative, and physical security measures to protect Your Personal Data, and implement such measures as required by applicable law, We cannot guarantee its absolute security.  If We learn that Your Personal Data under Our control has been compromised as a result of a breach of security, We will take reasonable steps to investigate the situation and where required by applicable law, notify You.

GDPR Privacy

This section applies only if You are a resident of the European Union.

Legal Basis for Processing Personal Data under GDPR

We may process Personal Data under the following conditions:

  • Consent: You have given Your consent for processing Personal Data for one or more specific purposes.
  • Performance of a contract: Provision of Personal Data is necessary for the performance of an agreement with You and/or for any pre-contractual obligations thereof.
  • Legal obligations: Processing Personal Data is necessary for compliance with a legal obligation to which the Company is subject.
  • Vital interests: Processing Personal Data is necessary in order to protect the vital interests of You or another natural person.
  • Public interests: Processing Personal Data is related to a task that is carried out in the public interest or in the exercise of official authority vested in the Company.
  • Legitimate interests: Processing Personal Data is necessary for the purposes of the legitimate interests pursued by the Company.

In any case, the Company will gladly help to clarify the specific legal basis that applies to the processing, and in particular whether the provision of Personal Data is a statutory or contractual requirement, or a requirement necessary to enter into a contract.

Your Rights under the GDPR

The Company undertakes to respect the confidentiality of Your Personal Data and to guarantee You can exercise Your rights.

You have the right under this Privacy Notice, and by law if You are within the EU, to:

  • Request access to Your Personal Data: The right to access, update or delete the information We have on You. Whenever made possible, you can access, update or request deletion of Your Personal Data directly within Your account settings section. If you are unable to perform these actions yourself, please contact Us to assist You. This also enables You to receive a copy of the Personal Data We hold about You.
  • Request correction of the Personal Data that We hold about You: You have the right to have any incomplete or inaccurate information We hold about You corrected.
  • Object to processing of Your Personal Data: This right exists where We are relying on a legitimate interest as the legal basis for Our processing and there is something about Your particular situation, which makes You want to object to our processing of Your Personal Data on this ground. You also have the right to object where We are processing Your Personal Data for direct marketing purposes.
  • Request erasure of Your Personal Data: You have the right to ask Us to delete or remove Personal Data when there is no good reason for Us to continue processing it.
  • Request the transfer of Your Personal Data: We will provide to You, or to a third-party You have chosen, Your Personal Data in a structured, commonly used, machine-readable format. Please note that this right only applies to automated information which You initially provided consent for Us to use or where We used the information to perform a contract with You.
  • Withdraw Your consent: You have the right to withdraw Your consent on using your Personal Data. If You withdraw Your consent, We may not be able to provide You with access to certain specific functionalities of the Service.

Exercising of Your GDPR Data Protection Rights

You may exercise Your rights of access, rectification, cancellation and opposition by contacting Us. Please note that we may ask You to verify Your identity before responding to such requests. If You make a request, We will try our best to respond to You as soon as possible.

You have the right to complain to a Data Protection Authority about Our collection and use of Your Personal Data. For more information, if You are in the European Economic Area (EEA), please contact Your local data protection authority in the EEA.

State-Specific Privacy Terms

This section applies to You only if You are a natural person and are a resident of California, Colorado, Connecticut, Delaware, Iowa, Maryland, Minnesota, Montana, Nebraska, New Hampshire, New Jersey, Oregon, Tennessee, Texas, Utah, or Virginia. This section describes how we collect, process, and disclose Your Personal Data in these states. It also describes the rights You may have, depending on the state of Your residence, with regard to Your Personal Data.

Category of Personal Data Category of Source Business or commercial purpose(s) for collection Business or commercial purpose(s) for disclosure Categories of third parties to whom we disclose
Personal identifiers Directly from You or Your agents
From Your Business
From Your Vendors or Customers
From other third parties You choose to interact with
From Our Service Providers
From public sources
To provide the Services to Your Business
To communicate with You
To verify Your identity
To protect Your Business Account
To prevent fraud or illegal activity
Marketing activities
To provide the Services to Your Business
To communicate with You
To verify Your identity
To protect Your account
To prevent fraud or illegal activity
Marketing activities
Our Service Providers
The authorized service providers of your Business
Other third parties that You or Your Business authorizes
Our business and marketing partners
Third parties as required or permitted by law
Financial information, including bank account number, credit card number Directly from You or Your agents
From Your Business
From Your Vendors or Customers
From other third parties You choose to interact with
From Our Service Providers
To provide Services to Your Business
To verify Your identity
To protect Your account
To prevent fraud or illegal activity
To provide Services to Your Business
To verify Your identity
To protect Your account
To prevent fraud or illegal activity
 
Commercial information, including products/service purchased Directly from You or Your agents
From Your Vendors or Customers
To provide the Services to Your Business
Prevent fraud or illegal activity
To provide the Services to Your Business
Prevent fraud or illegal activity
 
Internet or other electronic network activity information Directly from You
From our Service Providers
To provide the Service to Your Business
Protect Your account
Prevent fraud or illegal activity
Debug or repair the Service
Maintain reliability, quality or safety of the Services
Improve the Service
Marketing activities
To provide the Services to Your Business
Protect Your account
Prevent fraud or illegal activity
Debug or repair the Service
Maintain reliability, quality or safety of the Services
Improve the Service
Marketing activities
 
Geolocation data Directly from You
From Your mobile provider or ISP
To provide the Service to Your Business
Protect the Account of Your Business
Prevent fraud or illegal activity
Debug or repair the Service
Maintain reliability, quality or safety of the Services
To provide the Service to Your Business
Protect the Account of Your Business
Prevent fraud or illegal activity
Debug or repair the Service
Maintain reliability, quality or safety of the Services
 
Audio, electronic, visual, or similar information Directly from You To provide the Services to Your Business
Prevent fraud or illegal activity
Improve the Services
Maintain reliability, quality or safety of the Services
To provide the Services to Your Business
Prevent fraud or illegal activity
Improve the Services
Maintain reliability, quality or safety of the Services
 
Professional or employment-related information Directly from You
From Your Business
From Your Vendors or Customers
To provide the Services to Your Business
Prevent fraud or illegal activity
Marketing activities
To provide the Services to Your Business
Prevent fraud or illegal activity
Marketing activities
 
Inferences drawn to create a profile about an individual The Company To provide the Services to Your Business
Prevent fraud or illegal activity
Maintain reliability, quality or safety of the Services
Marketing activities
To provide the Services to Your Business
Prevent fraud or illegal activity
Maintain reliability, quality or safety of the Services
Marketing activities
 

We do not knowingly collect or use the Personal Data of anyone under the age of 18.

Sensitive Personal Data

If we collect government identification (such as Your driver’s license number or Social Security number) or financial details (such as Your bank account or credit card numbers), we are deemed to be collecting data that is “sensitive” under state privacy laws. We use this information for purposes such as to provide the Services to Your Business, to detect security incidents, and protect against malicious or fraudulent actions. Where legally required, We will obtain Your consent for collecting this information. If You reside in California, We do not use or disclose sensitive Personal Data for any purpose that requires an opt out and use it only for purposes such as to provide the Service to Your Business, to detect security incidents, and protect against malicious or fraudulent actions. We do not use or disclose such information to make inferences or to build a profile about You.

Retention

We retain Your personal information as long as it is necessary to provide Our Service to Your Business and to comply with Our data retention requirements, including to comply with legal and regulatory obligations. Even after Your Business stops using the Service, We may be required to keep Your information for as long as necessary to comply with legal and regulatory obligations, to make or defend legal claims, and to protect against fraudulent activity of others.

Sales/Sharing

We allow third party ad providers to collect personal information from Our Website visitors in order to provide targeted advertising and analytics. This practice may constitute a sale of personal information under certain state laws and, in California, may also constitute “sharing” (which is a term used to address the sharing of information for advertising purposes) of personal information. To the extent that Our practice constitutes a sale or sharing of Your personal information under applicable law, You have the right to opt out of the sale or sharing of Your personal information with third parties for purposes of targeted advertising by emailing Us at legal@getparker.com and by enabling Global Privacy Control on Your browser.

Consistent with Our practice of not collecting data on anyone under 18 years old, we do not have actual knowledge that we share information on minors with the companies We work with on targeted advertising.  If we become aware that we have collected or received personal information from a minor, we will delete that information. If You are aware that a minor has provided Us with personal information, please contact us so that We may delete that information.

Understanding Your Rights

Subject to certain limitations and depending on Your state of residence, You have the following rights with respect to the personal information that we collect about You:

  1. Right to Know. You can ask Us to give You information about our collection and use of Your personal information. Specifically, You can request that we provide You one or more of the following:
    • The categories of personal information we collected about You.
    • The categories of sources from which we collected Your personal information.
    • Our business and commercial purposes for collecting, selling, or sharing Your personal information.
    • The categories of third parties to whom we disclose Your personal information.
    • The specific pieces of personal information we collected about You.
  2. Right to Delete. Subject to certain limitations, You can ask Us to delete Your personal information.
  3. Right to Correct. You can ask Us to correct inaccurate personal information that we have about You.
  4. Right to Opt Out of Targeted Advertising or Sale. You can ask Us to stop using Your personal information for targeted advertising. Please see the discussion on Sales/Sharing above.
  5. Right Against Discrimination. We will not discriminate against You for exercising Your rights.

You can request to exercise Your right to know, delete, or correct Your personal information by emailing legal@getparker.com. If You do not receive a confirmation of our receipt of Your request within 10 days, we may not have received Your request and You should re-submit it. Once we receive Your request, we will attempt to verify Your identity. We may ask You for additional information to help Us verify Your identity, including by asking You to confirm other personal information You have provided to Us. We may deny Your request for reasons permitted by law, including our inability to verify Your identity. If we deny Your request, we will tell You why we did so.

Subject to certain restrictions, You can have an agent exercise Your rights for You. If You have an agent exercising Your rights, that person must provide to Us Your written authorization allowing them to make such a request on Your behalf. We reserve the right to deny the agent’s request if we are not reasonably able to confirm proper authorization and/or verify Your identity as the requestor.

Appeals

Residents of Colorado, Connecticut, Montana, Oregon, Texas, and Virginia can appeal a refusal to take action on a request by contacting Us by email at legal@getparker.com.

Contact

If You have any questions or concerns about this Privacy Notice, You can email Us at support@getparker.com or legal@getparker.com.

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