Apple and Google hold your revenue for 30–60 days. Your user acquisition spend can't wait. Parker gives you flexible credit terms that align with app store payout schedules — so you can run campaigns without burning cash reserves.
You're paying for installs and engagement now. Apple and Google are sitting on your revenue for another 30–60 days. That gap is where growth stalls.
Apple and Google pay out on a monthly schedule, often with net-30 to net-60 delays. Meanwhile, Meta, Google Ads, and TikTok are charging you daily for UA spend.
When a campaign is performing well, you want to pour fuel on it — not pause it because your card maxed out. Low limits force you to choose between campaigns.
Most corporate cards require a personal guarantee, especially for early-stage apps. You're putting personal credit on the line to grow a company — that's not a trade you should have to make.
Parker underwrites on your app revenue data — IAP, subscriptions, and ad revenue — and gives you the credit to scale UA without waiting on app store payouts.
Every swipe gets its own 60-day repayment window. Spend on Meta and Google today, settle after Apple or Google pays out. No monthly lump sum to manage.
Pay daily to keep your balance near zero and your limit always available. Earn up to 2.65% cashback on all UA spend — turning ad budget into real margin.
Parker underwrites on your business revenue, not your personal credit. Grow aggressively without putting personal assets at risk. Limits up to $5M based on app performance.
No personal guarantee. Underwritten on your app revenue.